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Paymentsense

Notting Hill, London

3 59 reviews Rating details

We are the UK’s largest Merchant Service Provider for Small to Medium size Businesses. The reason for this is our unbeatable rates and excellent service. Visit our website or call us and get a free... show more
Address:

314 Westbourne Studios, 242 Acklam Road, London W10 5JJ

Tube:

  • Westbourne Park Station (0.2 km)
  • Ladbroke Grove Station (0.6 km)
Contact us:
08081 158823
Contact via email
paymentsensecontactus

www.paymentsense.co.uk/qype

Opening hours:
Mon - Sun: 9:00 - 18:00
Owner's info
  • Credit cards accepted: Yes
  • Air conditioning: Yes
  • Parking: Validated
  • Disabled access: Yes
User's info
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59 reviews of Paymentsense in English

User photo: NiamhHill66
NiamhHill66
Chesterfield
6 reviews
Offensive content?
5 stars for Paymentsense
Review of Paymentsense from 16 May 2013
I've had so many issues with SagePay not transferring my funds to me when they should, holding my money and then sending it to me in dribs and drabs and I got tired off the fooling around and decided to switch my payment gateway provider.

The first hurdle was finding a payment gateway provider which would seamlessly integrate with my website and it did not take me very long to find payment sense. They are cheaper than my old supplier and I was not sure whether that was a good or bad thing.. but after speaking to their developers, I was well assured that they provided a top quality product and can confirm this as i've had the gateway on my website for a few months now and I do not have any issues with it, works a treat!
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User photo: EthanGray5
EthanGray5
Swansea
7 reviews
Offensive content?
5 stars for Paymentsense
Review of Paymentsense from 16 May 2013
My payment providers for my website, i have no issues with them, the contract is rolling so i am not tied in for yonkers and the services is exceptional!

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User photo: NathanShaw182
NathanSha...
London
4 reviews
Offensive content?
5 stars for Paymentsense
Review of Paymentsense from 16 May 2013
I'm very happy to be using this company, I found them online after getting a visit in store from a local rep and they told me about the savings they could offer me on my credit card machine because for those that run a business, you know that this is a hefty overhead to have to pay every month and then you get days when the bank, god bless them, decide to hike up the rates that I am paying so I am losing more and more of my profits!

I've always increased the price of my stock and products and passed the cost to my consumers but it got to a point that i was actually losing customers because the prices were going up every 6-12 months for the past 2 years and as much I point towards the country inflation rates, the customers are not interested as for them making a purchase of a newspaper and a drink should not really be affected by the countries inflation rates and GDP fluctuation etc.

I accepted their point of view eventually and realized that I need to start saving on my card processing costs and as i mentioned earlier, the visit woke me up from the slumber I was in with my bank and so I decided to give payment sense a chance. I was pleasantly surprised with the savings that were there for the taking and naturally, I took advantage of them.

I am now paying much less than before and I believe that my rates are capped, which means no nasty stings from their end telling me that the price of taking a credit card is going to rise which allows me to focus on serving my clientele and allowing them to pay for my goods with no issues.

I would recommend them if you are a business who is sick and tired of being pushed around by the big boys in their ivory towers eating into our profits and causing us headache non-stop. 

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eccman
Manchester
1 review
Offensive content?
1 star for Paymentsense
Review of Paymentsense from 15 May 2013
i had a phone call from paymentsense saying they do not have recording to my conversation with their sales rep mr manbir who trapped me in 60 month contract. she said the we only started recording calls in 2011.

i have cancelled my contract with them and decided not to take the card payments.
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Comment 1 comment on this review

  • Owner's comment
    paymentsensecontactus, 16 May 2013:

    Hi,

    We’re sorry we’ve not been able to resolve your on-going issue and are sad to hear you’ve cancelled your service with us. We take all reviews seriously and make sure our sales team conduct themselves in a ethical manner as our goal is to save you, the business, money on it’s card acceptance costs and we’re proud to be the UK’s number one merchant service provider.

    We wish you all the best in your future business.

    PaymentSense Qype Team

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User photo: CaitlinLee10
CaitlinLee10
London
6 reviews
Offensive content?
5 stars for Paymentsense
Review of Paymentsense from 8 May 2013
I've just signed with the company and must say i was delighted with the service i received and way I was treated. The contract is a long, complicated document but lucky, the seller Mo was excellent in talking it through with me and i was made aware of cancellation charges etc.

I read some the reviews and was unsure about the company so i decided to do some research and shop around with some of the alternative providers that do the same thing and see if they were any more competitive or not against each other because i love saving money and finding a bargain and its a lot easier than most people would have you believe, all you need to do is have some patience and but confident to ask the important questions to the sales person over the phone or visiting you in your shop because its you that will be the end user of the product and not the sales persons and i find that the sales people are never held accountable for the what they do or sell and suddenly, you are just another person on hold to a customer service rep who is telling you that they are asking for further help from their manager but really  are not doing anything worthwhile with your time.

I did shop around and got 3 quotes from cardsave, sagepay and payment sense and i was blown away by the savings that i was offered by payment sense, it was significantly cheaper and it would mean that i could save hundred a year compared to the others and when you think about what they provide, its not going to be much different from each other, its just a card machine that you ask your customers to use when they pay for your services or products and there is very little to distinguish between different providers expect for their names and the contracts. Although some of the other contracts were shorter, it would mean i am paying a lot more a month to be on a short contract then being on a long contract so as i mentioned earlier, i do prefer to save money and spend it on things that are worthwhile compared to spending more on hardly anything so i guess its perfect that i was able to find payment sense and sign up with them because they ticked all the boxes for me and it made perfect sense to be joining them over the other alternative providers i mentioned earlier.

Ultimately, i am happy because the rates are cheaper than my current provider and taking plastic has helped my business. Looking at the last few reviews, I would only suggest being sure that taking their service is worthwhile as it will become a on-going cost and needs to be financially viable.


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marionb3
Tunbridge...
2 reviews
Offensive content?
1 star for Paymentsense
Review of Paymentsense from 8 May 2013

My letter to Payment sense

ATTN OF:  FINANCE DIRECTOR

 

Dear Payment sense

My expectation is that my account closes immediately without penalty and I receive the £300 offered to me by your FD. This is subject to the horrendous customer service I have received since opening my account with your organisation.  I have experienced financial loss yet again, through administration errors caused by Payment Sense. I have had enough of my time being taken up by dealing with your companies mistakes and don’t wish to be one of your customers any more.

You will find me under ******  because to date, you still have not altered my account name but have merely altered it on my invoices, despite me requesting this on numerous occasions.

I contacted Payment sense technical department twice in the last 2 weeks for assistance where they basically said that they couldn’t help me as you are not open on the weekends!! They said they needed me to have access to my terminal in order to take a payment so that they could provide me with a code. Subsequently, I had to send the receipt via fax but it was not dealt with and I then had to send it via email to which that wasn’t dealt with either and I had to send it again!

Your organisation has failed to recognise the utter inconvenience it has caused me time and time again over the last 3 years and I have made every effort for the terminal not to be used in fear of more issues. I was asked to send statements from my bank to your office when my account was not set up correctly and when I acted on the advice of one of your sales people. He thought that my account number would remain the same and he admitted this to me on a further conversation! He said at the time, he just needed something with my name on it and he would alter the name of the company later.  Those documents were subsequently lost despite them being recorded delivery! I had sent it to the sales person who set up the account and to the address which was on his business card! I was then told that wasn’t the correct address.

I was offered £300 as compensation however this did not even cover the charges I received as you had not clearly received ALL my statements. Money that had come gone through my terminal landed in your organisations holding account, so I was only alerted to this when I got letters from my bank!

I contacted the Financial Ombudsman through utter frustration and I believe you are awaiting their response. I will endeavour to speak to them today.

Your customer services department have failed to contact me via letter or via email at ANY time and despite leaving a couple of messages have not left their surnames so asking for a Marie is surely not sensible (her surname is Hager). I was informed on the occasions I called that a Frankie Hayes did not exist and yet I received an out of office response from her via her email and spoke with her initially regarding my case. What a total mess and a disgrace and not one apology until I suggested it today with Marie Hager. I am not generally an abusive person but I felt I was not being listened to AGAIN and that there was no care or consideration on your organisation’s part. Payment Sense has failed to take some form of ownership of the issues I’ve been subjected to. For the last 2 years it has caused me a lot of stress and anger.

I trust you will take this letter seriously and will be in contact as soon as possible.

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Comment 1 comment on this review

  • Owner's comment
    paymentsensecontactus, 8 May 2013:

    Dear Marion,

    Thanks for contacting us regarding this issue. I’ve handed this directly to the head’s of the relevant departments to address and resolve.

    Many Thanks,

    PaymentSense Qype Team

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User photo: MLitv
MLitv
London
1 review
Offensive content?
1 star for Paymentsense
Review of Paymentsense from 2 May 2013

Hi all,

I am in the same position as a lot of other unfortunate reviewers here. I got badly trapped into 4 year contract by their sales person who did not show me their tiny printed terms and conditions at all, but explained that in case I sell the business, I will be able to transfer my contract to the buyer at no charge. Well, I spent 2 years with them and sold the business last year. When I approached their Customer Service to switch my contract, I was readily informed that first of all, I cannot switch the contract in any case, secondly, they will charge me £200.00 to terminate agreement and thirdly, I must pay for their terminal usage until my contract runs out even though it was obvious I will not be using it after the business is sold. Alternatively they offered me to terminate rental contract by paying a fine which was 1.5 times greater than the remaining 2 years total amount.  They also accused me of lying saying that their brilliant sales person could not have possibly not given me the terms and conditions as they are all highly trained. I must say that this was not the only thing that sales person told me wrong. He agreed that I will not be paying some of the charges, but the charges were raised anyway. Luckily I made him confirm this in writing from the very beginning, but even so I had to spend 2 months in phone conversations and e-mails to get those charges refunded. Even then, they presented this as if they were doing me a favour by returning the charges back to me.

Last year when I was selling the business I spent over 400 minutes on the phone in 3 months, spoke to about 20 people, got transferred to 9 different phone numbers, got told opposite things by different people and if at some point I managed to agree on something decent with any of them, the next day another person was telling me that they either do not have any notes of this agreement or they apologise, but the first person was wrong. My e-mails were badly ignored. Customer service was extremely arrogant, sometimes plain rude and almost never helpful. Despite all my efforts I reached absolutely nothing. So I paid £200.00 charge to terminate agreement with this lovely company even though I brought them another customer, the buyer of my business (again at some point I was told that they will waive the charge, but even though I took the name and reference, the next day another person told me they will charge me anyway). Plus I am still paying monthly rental on their terminal which has been lying in a box for the past 13 months already and I still have 11 months to go.

To summarize, never again in my life will I come close to them or recommend them to anyone. I did my best to stop a few of my friends and acquaintances from using them last year and will definitely continue spreading the word as much as possible. Their major problem in my understanding is that they are simply liars.

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Comment 2 comments on this review

  • Owner's comment
    paymentsensecontactus, 2 May 2013:

    Hello,

    I would like to begin by apologizing for the experience you wrote about above.. This is not aim of the company, we wish to help the UK’s small to medium size businesses save money which can in turn help them thrive, especially in these economic times.

    I am going to personally look into this and see what the situation is with the Sales staff you dealt with and look back at the notes as this situation is not common at all and we don’t want it to ever happen to anyone.

    Please can you message me directly with your business name, post code and ideally your Merchant ID number so I can look into your case.

    Thank you,

    PaymentSense Qype Team

  • MLitv, 3 May 2013:

    Hello,

    I appreciate your reply and might even assume that something did change in PaymentSense in the past year and your customer policy and attitude have changed. Although please forgive me, but I have an absolute zero trust or respect for your company due to everything I had been through. I will write you my details, but have to ask that if you plan just to show-off the case as Paymentsense have done previously with my complaints and just give me an excuse on why nothing could had been done for me a year ago, I would prefer you rather not touch it at all as it will just revive all my anger and frustration from a year ago. My experience with your company was so distressful that in case you can not really reverse the situation, I would rather just leave my grievances and save my nerves from further stress. I do not want to offend you personally of course, and apologize for the harsh language, but Paymentsense showed themselves as an absolute disgrace in my case. By the way, as with many other reviewers, I was told that the sales person who sold me the contract (his name was Mark Savin) was not working with the company any more.

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User photo: JamesHall136
JamesHall136
Chichester
6 reviews
Offensive content?
4 stars for Paymentsense
Review of Paymentsense from 1 May 2013
I think anyone that reads these reviews should take them with a bag of salt rather than a pinch...

I know how it is to feel ripped off or upset when things don't go your way and nowadays the best way to vent ones anger is online on places like this or on social media, slating companies and exposing them as frauds and thief's but if this was genuinely the case, they would have ceased trading after the 3rd of 4th complaint because it would be a sign of systematic corruption.

I have a chip and pin machine with them and although sometimes my business does not take enough in the month to make the service comfortably sustainable, it does not mean that I get upset at them for charging my £30+ a month for the service.

As for the company themselves, I've found them to be professional, respectable and dependable when called upon, such as the time my terminal was faulty.. I did not get transferred to a call center abroad or made to hold for an hour or so before being told to call a different number, it was all very simple and the new terminal was sent to me the next day.

I see people are upset about the length of the contract but maybe its me but I tend to read any contract I am about to sign and take on board what is required from me to commit to it. The 5 year contract is not an issue at all.

I do hope your experiences are as pleasant as mine and please don't let the hotheads make your decision for you!


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AmeliaCox34
Belfast
5 reviews
Offensive content?
5 stars for Paymentsense
Review of Paymentsense from 1 May 2013
I have recently opened a flower shop in my home town and one of the most difficult things was finding a cost effective card payments solution. I went to my Bank who recommended AIB but the prices they quoted to me where stratospheric and it would mean nearly most of my income would go on the service fee's and my profits would take the hit.

I searched online for an alternative provider that was not a big bank because really and truly, these banks can command whatever price they like because of their size and conglomerate clout. I found payment sense in a google search and liked what they were offering so I completed a form and waited to hear from them. It was within an hour that I got a call from a friendly lady on the phone who explained to me who they are and what they do, I liked the attitude of the lady as she did not pressure me into anything and was more than happy to answer any of my questions. Having discussed things like annual turnover and the nature of my business and all the terms and conditions, I was offered a monthly fee which was nearly 50%   off what the bank was trying to charge me! I was amazed and took the offer straight away.

What was even better was that I did not need to wait for any contracts to be sent in the post, they sent it over by email and I was able to sign the contracts online using a very cool system they call e-signature. Once that was done, I waited for a call back in a couple days for them to confirm it was all ready and again to my astonishment, they called me back the same day just before 6pm letting me know that the bank had approved my contract and that my chip and pin machine would be on its way to me!! I was shocked in a good way at how things moved so quickly.

3 days later I got my machine delivered to my flower shop and it was very easy to set up, it came with a CD with instructions and I was so happy! Its been just over 1 month since I got the terminal and I've found my income has rapidly increased now that I take card, people nowadays seem to prefer using their bank card to pay then using cash and I find I make 8 out of 10 sales using my card machine. Its been a joy to work with payment sense and I would highly recommend them to any small business out there wanting to take card payments because of the low costs compared to the Banks and the incredible speed at which they were able to set me up and considering I am in Belfast, it makes it all the more impressive to get it shipped over to me so soon.


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StephenBa...
London
4 reviews
Offensive content?
5 stars for Paymentsense
Review of Paymentsense from 22 April 2013
I shopped around various suppliers in the UK but as i've not taken card payments before, the banks were asking me for an arm and a leg to get setup with a chip and pin machine. I found Paymentsense online and as soon as I filled in the form, I got a call from a telesales agent asking me what i required and what prices i've been offered. They gave me the best deal i'd been offered and don't regret going with them, even though the negative reviews here did raise some concerns..

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ScottBrad...
London
11 reviews
Offensive content?
4 stars for Paymentsense
Review of Paymentsense from 22 April 2013
I switched from my old providers as I was offered much much better rates and in these recession-hit times for us small businesses, it made sense to take advantage of the savings even though its a long contract, i've been steady for 15years and have every confidence to last another 15.

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TomWilkin...
London
2 reviews
Offensive content?
5 stars for Paymentsense
Review of Paymentsense from 18 April 2013
When one of the sales reps visited me at my antique furniture store, I was cautious as it seems they were offering me something that was not possible.. a cost effective solution to taking cards!! Having been with Barclays in the 80s, HSBC in the 90s and more recently with Streamline, i've always found having the ability to take card payments to be an expensive luxury.. not any more!

I'm very happy with the service I now have with paymentsense and as many of us business owners do, i looked them up and saw the negative reviews and the 1st thing i asked was "whats this about 5yr contracts i cannot leave?". My concerns were quashed and i gladly signed on the dotted line and am saving roughly 35% a month in comparison to my previous providers.

All I can say is ask the right questions at the point of sale and dont let anyone rush you into a sale, I dont do this to my customers and expect the same in return.

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PeterMitc...
London
4 reviews
Offensive content?
5 stars for Paymentsense
Review of Paymentsense from 18 April 2013
I am using their online gateway as a MOTO terminal and have found it to be very easy to use, never had issues with connecting to the site to take a payment and the best part.. the price! all in all, I pay £32 a month for the service, more depending on how much I sell but i'm happy with that.

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mandybracchi
Guisborough
1 review
Offensive content?
1 star for Paymentsense
Review of Paymentsense from 2 April 2013
please what ever you do, stay well clear of payment sense. they set up 5 yr contracts with out telling you and they are just a nightmare.

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Comment 1 comment on this review

  • Owner's comment
    paymentsensecontactus, 18 April 2013:

    Hello,

    We’re sorry about the experience you’ve had with us. Our aim is to save the UK’s small to medium size businesses on their card processing costs and our sales agents across the UK are trained on our products, we don’t condone misinforming merchants on the contracts at all.

    If you could kindly message us with your business name and some information on who you spoke to, we will look into this matter urgently with our Customer Service team.

    Many Thanks,

    PaymentSense Qype Team.

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fiona22
Manchester
1 review
Offensive content?
1 star for Paymentsense
Review of Paymentsense from 27 March 2013
My advice to anyone about to sign a contract with Paymentsense is DON'T! Despite what their salespeople will tell you (who by the way don't work for them but are self-employed although their business cards won't say this) there will be very high exit fees . The salesperson will say that you can get out of the contract after 18mths - what they won't make clear or even mention is that you are tied in to the terminal rental for 5 YEARS and that there are both contract cancellation fees and "re-stocking" fees.

I'm going to cancel the contract anyhow - and go with the advice of their then salesperson (who surprise surprise is now no longer working for them) that I can cancel the contract after 18 mths with no cost. This is how the contract was sold to me. I'll keep you updated  how I get on - I've received the first phone call today regarding the £200 cancellation fee and £190 re-stocking fee (re-stocking fee what a joke!). It will be interesting how heavy the bully boy tactics will get. I'm surprised at First Data (Bank of Scotland) for associating themselves with payment sense or are they in league with them???


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Comment 2 comments on this review

  • Lois2010, 3 April 2013:

    I’m in the very same predicament. Manager of my bank told me that section 17 of the contract as it reads :
    If the agreement is terminated by the Hirer anytime after the first 18mnths of the agreement in accordance with the statutory notice set out on page one, no amount shall be due under clause 17 of this Agreement unless this Agreement under Clause 10 or the total payments due under this Agreement in any one year exceed £1,500.00 in either of which cases the payments under Clause 17 will be due and payable.

    I am filling the cancellation form and posting that back.
    I’d like to keep in contact with you to see how we both get on.

  • Owner's comment
    paymentsensecontactus, 18 April 2013:

    Hi,

    Thank you for getting in touch with us. We’re very sorry to hear you’ve been put in this position and wishing to cancel your contracts. It would be very helpful for us if you could provide details of who you spoke to and how you are getting on with the issue.

    Please send us a private message with your details and we will pass this to our Customer Service team to look into and do our best to resolve the issue.

    Many Thanks,

    PaymentSense Qype Team

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sbm10
Airdrie
2 reviews
Offensive content?
1 star for Paymentsense
Review of Paymentsense from 25 February 2013

I too feel like I have been conned last 2010 by a sales woman called Faye Colenutt.

Now my small company cannot afford the machine any more, and closing down my business but have been told my contract is 60 months. its already 2013, I still do not have a copy of the contract. And the sales woman assured me that I will be in a short term contract. I was told that I could quit the contract at anytime without obligation and that she will send me a copy of short term contract. After a week I agreed for the short term contract it was 2010 I phone  Faye – the saleswoman and staff told me she is not working there anymore or she is on holiday, I have informed the customer service department about my complain  ,but no response what so ever. i am so frustrated with Payment sense customer service. They are all lying. I told many time times that I haven’t receive any contract.  And I was told someone will call me back.. I called many times  and as well email, but they keep saying  someone will call me back. But no calls or email or no copy of short term contract. Now To cancel the account contract it will cost me 200 and £190 no mentioned of vat to cancel the machine. Funny how they are able to communicate when it comes to demanding more money from me. And now I wanted to cancel my contract 11feb 2013, they want to send me a copy of the contract This is not over yet for me. Eventhough I paid the 200 and still need to pay 190.

 In short, going with Payment Sense for  credit card payments has been the very worst thing I have ever done in my business life. I wouldn't recommend Paymentsense under any circumstances .DO NOT USE THIS COMPANY. 

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Comment 2 comments on this review

  • Owner's comment
    paymentsensecontactus, 25 February 2013:

    Hi,

    Firstly, we are sorry to hear that you will be closing down your business, its always sad for our merchants to be in such a position. I would like to get you in touch with someone from our Customer Services Team to discuss what we can do for you.

    If you could kindly message us with your business name, trading post code and a contact number, we will look into this for you.

    Many Thanks,

    PaymentSense Qype Team

  • sbm10, 25 February 2013:

    Thank you for your quick reply, I sent you the details via qype private message.
    Looking forward to your reply as soon as possible.

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RobySmith
Sheffield
1 review
Offensive content?
1 star for Paymentsense
Review of Paymentsense from 20 February 2013
I have been told today that we will be charged £200 plus £190 to leave WHENEVER WE GO! Regardless of whether we have completed an initial contract with them! DO NOT USE THIS COMPANY.
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Comment 2 comments on this review

  • Owner's comment
    paymentsensecontactus, 21 February 2013:

    Morning,

    Thanks for reviewing PaymentSense, we always aim to keep our merchants happy and wish to look further into this for you. Please can you kindly provide a Business name and Post Code and I will ask one of our Customer Service Specialists to contact you to discuss this further.

    Many Thanks

    PaymentSense Qype Team

  • Owner's comment
    paymentsensecontactus, 21 February 2013:

    Hi,

    Thanks for getting in touch. One of my colleagues will be calling you from Customer Services to discuss things further.

    Regards,

    PaymentSense Qype Team

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EllaCole123
London
5 reviews
Offensive content?
4 stars for Paymentsense
Review of Paymentsense from 6 February 2013
I switched my service from another company called cardsave as the quote I got on the phone was cheaper than what i was paying.. the terms of the contract was practically the same and in these times of austerity, it makes sense to save as much as you can! my service has been solid and the customer service team are helpful buy my compliments go to the chap on the phone who looked after my contract ( Enis, ) he was so friendly.

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mandcshop12
London
1 review
Offensive content?
1 star for Paymentsense
Review of Paymentsense from 4 February 2013
the worst company i have ever sign up with , the sale guy initial approach us to offer great deal but provided false information made us sign a contract. now i am stuck with them and taking legal action to leave this company, i have informed the customer service department about my complain  ,but no response whats so ever. i am so frustrated with CS that i decided to take it to court 
you can get better deals with your bank  , don't have to go through this hassle 
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Comment 2 comments on this review

  • Owner's comment
    paymentsensecontactus, 5 February 2013:

    Morning,

    We’re sorry to hear about this and would like to recitfy the problem. I am surprised our Customer Service would appear to have not been able to help. Please allow me to intervene and tackle the issue personally and right any wrong’s you may feel have come your way.

    Please kindly provide a business name, post code for me to find your details and I will be in touch with you today. Feel free to message me directly on Qype.

    Thank you

    PaymentSense Qype Team

  • Owner's comment
    paymentsensecontactus, 14 February 2013:

    Hi,

    We’re sorry but we didn’t hear from you so we are unable to rectify your grievance with us as much as wished we could.

    Nonetheless, we still endeavor to provide exceptional Customer Service to all existing merchants as well as new prospects and will continue to push forward and remain the UK’s Largest Merchant Service Provider.

    PaymentSense Qype Team

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User photo: OliviaMills4
OliviaMills4
Newcastle
6 reviews
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5 stars for Paymentsense
Review of Paymentsense from 30 January 2013
I dealt with a young lady named Margaret who visited me in my shop, she was very helpful and advised me i could be saving around £40-50 a month so after carefully reading the contract and asking all the important questions about cost and price, I was happy to go forward with the new service. I've had it for over a month and had no problems and as promised, I have saved £42 this month!

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